What does preventive counselling involve?

Professional pension counselling includes a holistic view of the individual life situation with the aim of addressing all relevant areas of pension provision. This includes a detailed assessment of the current life and financial situation (ACTUAL analysis), including an analysis of assets and liabilities. In addition, the planning of personal and occupational pension provision and tied pension provision, the clarification of inheritance and property issues and the optimisation of the tax situation are also considered. A central aspect of pension advice is to develop a customised strategy that optimally supports personal and financial goals and at the same time ensures protection against risks.